黑料不打烊

艩iame magistriniame darbe nagrin臈jamas pinig懦 plovimo rei拧kinys ir jo 辫补蝉别办尘臈蝉 Europos S膮jungos 拧alyse. Tyrimo problema 鈥� kaip pinig懦 plovimo 辫补蝉别办尘臈蝉 pasirei拧kia skirtingose Europos S膮jungos 拧alyse? Tyrimo tikslas - 寞vertinti pinig懦 plovimo pasekmes Europos S膮jungos 拧alyse ir i拧skirti valstybes, kurios yra labiausiai paveiktos pagal atrinktus rodiklius. Teorin臈je dalyje ap啪velgiama pinig懦 plovimo s膮voka, tikslai, prielaidos, taikomi metodai ir schemos, analizuojamos pinig懦 plovimo 辫补蝉别办尘臈蝉 bei j懦 寞taka makroekonominiams rodikliams, taip pat nagrin臈jama prevencijos sistema ir jos vertinimas. Empirin臈je dalyje taikomi daugiakriteriniai CRITIC ir COPRAS metodai. CRITIC metodas leid啪ia nustatyti pasirinkt懦 rodikli懦 svorius, t. y. kiek kiekvienas rodiklis prisideda prie galutinio 拧ali懦 pasekmi懦 vertinimo, o COPRAS metodas 寞vertina 拧ali懦 pad臈t寞, integruodamas tiek rodikli懦 svorius, tiek pa膷i懦 rodikli懦 reik拧mes, ir pagal tai surikiuoja 拧alis nuo labiausiai iki ma啪iausiai paveikt懦 pinig懦 plovimo pasekmi懦 po啪i奴riu. Papildomai taikoma Klasterin臈 ir koreliacin臈 analiz臈, siekiant atskleisti 拧ali懦 pana拧umus pagal atrinktus rodiklius bei ry拧ius tarp pinig懦 plovimo indekso ir pasirinkt懦 makroekonomini懦 veiksni懦.

This master鈥檚 thesis examines the phenomenon of money laundering and its consequences in European Union countries. The research problem focuses on how the effects of money laundering manifest differently across EU member states. This study aims to assess the consequences of money laundering in EU countries and to identify the states most affected, as measured by selected indicators. The theoretical part reviews the concept of money laundering, its objectives, assumptions, applied methods and schemes, analyses the consequences of money laundering and their impact on macroeconomic indicators, and examines the prevention system and its evaluation. The empirical part applies the multi-criteria CRITIC and COPRAS methods. The CRITIC method determines the weights of the selected indicators, i.e., how much each indicator contributes to the overall assessment of the countries鈥� vulnerabilities. In contrast, the COPRAS method evaluates the position of countries by integrating both the indicator weights and the actual indicator values, ranking the countries from the most to the least affected in terms of money laundering consequences. Additionally, cluster and correlation analysis are applied to reveal similarities between countries based on the selected indicators and to examine the relationships between the money laundering index and selected macroeconomic factors.

Magistro baigiamajame darbe analizuojamos finansinio suk膷iavimo tendencijos ir j懦 daroma 啪ala ekonomikai, atsi啪velgiant 寞 spar膷iai kintan膷i膮 skaitmenin臋 aplink膮 ir technologij懦 pa啪ang膮. Tyrimo aktualum膮 lemia nuosekliai augantis finansinio suk膷iavimo mastas, did臈jantys gyventoj懦 ir verslo patiriami nuostoliai bei visuomen臈s pasitik臈jimo finans懦 sistema silpn臈jimas. Darbe pabr臈啪iama, kad modernios technologijos, ypa膷 dirbtinio intelekto sprendimai, sudaro prielaidas sud臈tingesni懦 ir personalizuot懦 suk膷iavimo schem懦 atsiradimui, o gyventoj懦 finansinis nera拧tingumas ir nepakankamas budrumas didina pa啪eid啪iamum膮. Tyrimo objektas 鈥� finansinio suk膷iavimo 辫补蝉别办尘臈蝉. Tyrimo tikslas 鈥� nustatyti skirting懦 finansinio suk膷iavimo tip懦 darom膮 啪al膮 ekonomikai ir 寞vertinti taikomas prevencines priemones. Siekiant 拧io tikslo, darbe susisteminami finansinio suk膷iavimo tipai, analizuojama j懦 dinamika Lietuvoje, atliekamas suk膷iavimo tip懦 rangavimas taikant CRITIC, COPRAS ir AHP metodus bei vykdomas ekspertinis vertinimas. Tyrime taikoma mokslin臈s literat奴ros analiz臈, statistini懦 duomen懦 sisteminimas ir daugiakriteriai vertinimo metodai. CRITIC metodu nustatomi kriterij懦 svoriai, COPRAS ir AHP metodais atliekamas finansinio suk膷iavimo tip懦 rangavimas pagal darom膮 啪al膮 ekonomikai. Ekspertinis vertinimas leid啪ia identifikuoti reik拧mingiausias suk膷iavimo formas, j懦 pasekmes bei efektyviausias prevencines priemones. Tyrimo rezultatai atskleid啪ia finansinio suk膷iavimo masto augimo tendencijas, i拧ry拧kina did啪iausi膮 啪al膮 daran膷ius suk膷iavimo tipus ir 寞vertina prevencijos priemoni懦 veiksmingum膮. Darbo i拧vados gali b奴ti taikomos tolesniuose tyrimuose, analizuojant ne tik finansin臋, bet ir reputacin臋, psichologin臋 bei institucini懦 resurs懦 啪al膮, taip pat vertinant prevencini懦 priemoni懦 efektyvum膮.

This master鈥檚 thesis examines the trends of financial fraud and its impact on the economy in the context of a rapidly evolving digital environment and technological advancement. The relevance of the research is driven by the continuous growth of financial fraud, increasing losses incurred by individuals and businesses, and the declining public trust in the financial system. The study highlights that modern technologies, particularly artificial intelligence solutions, enable the emergence of more sophisticated and personalized fraud schemes, while low financial literacy and insufficient vigilance increase consumer vulnerability. The object of the research is the consequences of financial fraud. The aim of the study is to determine the impact of different types of financial fraud on the economy and to evaluate the effectiveness of applied preventive measures. To achieve this aim, the thesis systematizes financial fraud types, analyses their dynamics in Lithuania, ranks fraud types using CRITIC, COPRAS, and AHP methods, and conducts an expert evaluation. The research employs scientific literature analysis, statistical data systematization, and multi鈥慶riteria assessment methods. The CRITIC method is used to determine the weights of statistical criteria, while COPRAS and AHP methods are applied to rank financial fraud types based on their economic impact. Expert evaluation enables the identification of the most harmful fraud types, the nature of the damage they cause, and the most effective preventive measures. The results reveal the growing scale of financial fraud, highlight the fraud types causing the greatest economic harm, and assess the effectiveness of prevention measures. The findings can be applied in further research examining not only financial but also reputational, psychological, and institutional resource-related damage, as well as in evaluating the effectiveness of preventive strategies.

Baigiamajame magistro darbe vertinami internetinei bankininkystei darantys 寞tak膮 veiksniai ir Europos S膮jungos 拧ali懦 finansinis inovatyvumas 2015-2023 m. Aptariama finansini懦 inovacij懦 samprata, r奴拧ys ir j懦 svarba ekonomikai. Analizuojami veiksniai, susij臋 su inovacij懦 pl臈tra (mokslini懦 tyrim懦 ir eksperimentin臈s pl臈tros i拧laidos, informacini懦 ry拧i懦 ir technologij懦 specialistai, patentai, privataus sektoriaus kredito srautas, bendra valstyb臈s skola), o finansinis inovatyvumas matuojamas internetin臈s bankininkyst臈s naudojimu. Taikoma regresin臈 analiz臈, CRITIC metodas rodikli懦 svoriams nustatyti ir COPRAS metodas ES 拧ali懦 reitingui sudaryti. I拧nagrin臈jus teorinius ir praktinius valstybi懦 finansinio inovatyvumo aspektus, pateikiamos baigiamojo darbo i拧vados ir si奴lymai. Darb膮 sudaro: 寞vadas, teorin臈 dalis, empirin臈 analiz臈, i拧vados, literat奴ros s膮ra拧as. Darbo apimtis - 72 p. teksto be pried懦, 14 iliustr. 21 lent., 74 bibliografiniai 拧altiniai. Atskirai pridedami darbo priedai.

The final master's thesis assesses the factors influencing online banking and the financial innovation of European Union countries in 2015鈥�2023. It discusses the concept of financial innovation, its types, and its importance to the economy. It analyzes factors related to the development of innovation (research and experimental development expenditure, information and communication technology specialists, patents, private sector credit flow, and total public debt), while financial innovation is measured by the use of online banking. Regression analysis, the CRITIC method for determining indicator weights, and the COPRAS method for ranking EU countries are applied. After examining the theoretical and practical aspects of countries' financial innovation, the conclusions and recommendations of the thesis are presented. The work consists of: introduction, theoretical part, empirical analysis, conclusions, list of references. Scope of work 鈥� 72 p. of text without appendices, 14 illustrations, 21 tables, 74 bibliographic sources. Work accessories are included separately.

Baigiamajame magistro darbe nagrin臈jami pagrindiniai 啪iedin臈s ekonomikos principai. Pateikta 啪iedin臈s ekonomikos raida, i拧skirtas ekonominis, socialinis ir aplinkosauginis 啪iedin臈s ekonomikos poveikis valstybei ir jos gyventojams. Pateikiami pagrindiniai Europos S膮jungos keliami reikalavimai 拧ali懦 vyriausyb臈ms ir 寞mon臈ms, siekiant skatinti 啪iedin臈s ekonomikos vystym膮. Baigiamajame magistro darbe yra analizuojami pagrindiniai 啪iedin臈s ekonomikos rodikliai, kuriais remiantis yra 寞vertinamas Europos S膮jungos 拧ali懦 啪iedin臈s ekonomikos lygis 2020鈥�2023 m. laikotarpiu. Darbe atliktas Europos S膮jungos 拧ali懦 reitingavimas pagal 啪iedin臈s ekonomikos rodiklius ir palyginamoji pozicij懦 poky膷i懦 analiz臈 nagrin臈jamu laikotarpiu. Darbo pabaigoje pateikiamos baigiamojo magistro darbo i拧vados ir rekomendacijos. Darb膮 sudaro tokios dalys: 寞vadas, literat奴ros analiz臈 apie 啪iedin臈s ekonomikos principus ir rodiklius, 啪iedin臈s ekonomikos vertinimo metodika, 啪iedin臈s ekonomikos vertinimo Europos S膮jungos 拧alyse empirinis tyrimas, i拧vados ir si奴lymai, literat奴ros s膮ra拧as. Darbo apimtis 鈥� 84 p. teksto, 9 pav., 22 lent., 99 bibliografiniai 拧altiniai.

The master鈥檚 thesis examines the main principles of the circular economy. It presents the development of the circular economy and highlights its economic, social, and environmental impact on the state and its population. The main requirements set by the European Union for national governments and companies in order to promote the development of the circular economy are discussed. The thesis analyzes key circular economy indicators used to evaluate the level of circular economy development in European Union countries over the period 2020鈥�2023. The study includes a ranking of European Union countries based on circular economy indicators and a comparative analysis of changes in their positions during the analyzed period. The conclusions and recommendations of the master鈥檚 thesis are presented at the end of the paper. Structure: introduction, literature analysis on circular economy principles and indicators, methodology for circular economy evaluation, an empirical study of circular economy evaluation in European Union countries, conclusions and recommendations, references. Thesis consist of: 84 p. of text, 9 figures, 22 tables, 99 bibliographic sources.

Baigiamajame magistro darbe yra teori拧kai pagrind啪iamas kredito 寞staig懦 finansini懦 paslaug懦 poveikis ekonomikai, i拧ry拧kinant j懦 vaidmen寞, identifikavim膮 ir specifik膮. Remiantis nustatyta metodika bei tyrimo modeliu, yra atliekamas tyrimas, norint 寞vertinti kredito 寞staig懦 finansini懦 paslaug懦 vartojimo apr臈pt寞 ir poky膷ius Estijos, Latvijos ir Lietuvos atveju. Taip pat atlikus informacini懦 ir ry拧i懦 technologij懦 sektoriaus dalies bendroje prid臈tin臈je vert臈je poky膷i懦 prognoz臋, nustatyti kredito 寞staig懦 finansini懦 paslaug懦 s膮sajas su 拧io sektoriaus kuriama prid臈tine verte bei bendruoju vidaus produktu Estijos, Latvijos ir Lietuvos atveju. I拧nagrin臈jus teorinius bei praktinius tyrimo rezultatus, pateikiamos baigiamojo magistro darbo i拧vados. Darb膮 sudaro 6 dalys: 寞vadas, teorin臈 dalis, metodin臈 dalis, praktin臈 dalis, i拧vados, literat奴ros s膮ra拧as. Darbo apimtis 鈥� 92 p. teksto be pried懦, 13 paveiksl懦, 20 lenteli懦, 108 bibliografiniai 拧altiniai. Atskirai pridedami darbo priedai.

The master's thesis theoretically substantiates the impact of financial services of credit institutions on the economy, highlighting their role, identification and specifics. Based on the established methodology and research model, a study is conducted to assess the coverage and changes in the use of financial services by credit institutions in the case of Estonia, Latvia and Lithuania. Also, after making a forecast of changes in the total added value of the information and communication technology sector, determine the links of financial services of credit institutions with the added value created by this sector and the gross domestic product in the case of Estonia, Latvia and Lithuania. After analyzing the theoretical and practical results of the research, the conclusions of the master's thesis are presented. The work consists of 6 parts: introduction, theoretical part, methodological part, practical part, conclusions, bibliography. The volume of work - 92 p. text without appendices, 13 figures, 20 tables, 108 bibliographic sources. Work accessories are attached separately.

艩iame magistriniame darbe analizuojamas makroekonomini懦 rodikli懦 poveikis akcij懦 indeks懦 kainoms, lyginant Jungtini懦 Amerikos Valstij懦 ir Japonijos finans懦 rinkas. Tyrimo aktualum膮 lemia did臈jantis finans懦 rink懦 jautrumas makroekonominiams poky膷iams, ypa膷 po 2020 m. pandemijos, kai pinig懦 politikos sprendimai ir ekonominis neapibr臈啪tumas reik拧mingai paveik臈 investuotoj懦 elgsen膮 ir kapitalo srautus. Darbo tikslas 鈥� 寞vertinti, kaip pagrindiniai makroekonominiai rodikliai veikia pasirinkt懦 akcij懦 indeks懦 kainas skirtingose ekonomin臈se ir monetarin臈se aplinkose. Tyrimo objektas 鈥� JAV ir Japonijos akcij懦 rinkos, atitinkamai analizuojant S&P 500 ir Nikkei 225 indeksus. Darbe nagrin臈jami penki pagrindiniai makroekonominiai rodikliai: infliacija, pal奴kan懦 normos, nedarbo lygis, bendrojo vidaus produkto augimas ir 10 met懦 trukm臈s vyriausyb臈s obligacij懦 pajamingumas. Tyrime taikomi statistin臈s analiz臈s metodai: koreliacin臈 analiz臈 ir daugianar臈 regresin臈 analiz臈, leid啪ianti 寞vertinti tiek atskir懦 rodikli懦, tiek j懦 bendros s膮veikos poveik寞 akcij懦 indeks懦 dinamikai 2015鈥�2024 m. laikotarpiu. Empiriniai rezultatai parod臈, kad makroekonomini懦 rodikli懦 poveikis akcij懦 rinkoms n臈ra vienodas: JAV rinkoje didesn寞 vaidmen寞 atlieka pal奴kan懦 normos ir infliacijos l奴kes膷iai, o Japonijoje statisti拧kai reik拧mingu veiksniu i拧siskiria ilgalaiki懦 obligacij懦 pajamingumas, kuris investuotoj懦 vertinamas kaip ekonomikos normalizavimo signalas. Gauti rezultatai leid啪ia daryti i拧vad膮, kad t懦 pa膷i懦 makroekonomini懦 rodikli懦 poveikis akcij懦 kainoms priklauso nuo 拧alies ekonomin臈s strukt奴ros, pinig懦 politikos re啪imo ir investuotoj懦 l奴kes膷i懦. Darbo rezultatai gali b奴ti naudingi investuotojams, finans懦 analitikams ir ekonomikos politikos formuotojams, siekiantiems geriau suprasti makroekonomini懦 veiksni懦 perdavimo mechanizmus finans懦 rinkose.

This master鈥檚 thesis examines the impact of macroeconomic indicators on stock market index prices by comparing the financial markets of the United States and Japan. The relevance of the study is driven by the increasing sensitivity of financial markets to macroeconomic developments, particularly after the 2020 pandemic, when monetary policy decisions and heightened economic uncertainty significantly influenced investor behavior and global capital flows. The aim of the thesis is to assess how key macroeconomic indicators affect stock index prices under different economic and monetary conditions. The object of the research is the stock markets of the United States and Japan, represented by the S&P 500 and Nikkei 225 indices, respectively. The analysis focuses on five main macroeconomic indicators: inflation, interest rates, unemployment rate, gross domestic product (GDP) growth, and the yield on 10-year government bonds. The study applies statistical methods, including correlation analysis and multiple regression analysis, which allow for the evaluation of both individual effects and the combined influence of macroeconomic variables on stock index dynamics over the period 2015鈥�2024. The empirical results indicate that the impact of macroeconomic indicators on stock markets is not uniform across countries. In the U.S. market, interest rates and inflation expectations play a more prominent role, whereas in Japan the yield on long-term government bonds emerges as a statistically significant factor, interpreted by investors as a signal of economic normalization. The findings suggest that the effect of identical macroeconomic indicators on stock prices depends on a country鈥檚 economic structure, monetary policy regime, and investor expectations. The results of this thesis may be valuable for investors, financial analysts, and economic policymakers seeking to better understand the transmission mechanisms of macroeconomic factors in financial markets.

Baigiamajame bakalauro darbe nagrin臈jamas JAV ir Kinijos prekybos santyki懦 poveikis pasirinktoms Azijos ekonomikoms. Darbe aptariama JAV ir Kinijos prekybos santyki懦 reik拧m臈 pasaulinei prekybai, Azijos 拧ali懦 integracija 寞 globalias vert臈s grandines ir Piet懦 Kor臈jos, Japonijos, Singap奴ro bei Vietnamo prekybos strukt奴ros skirtumai. I拧nagrin臈ti pagrindiniai veiksniai, kuriais remiantis vertinamas poveikis 拧i懦 拧ali懦 eksporto rezultatams: eksportas, importas, BVP, valiut懦 kursai, dvi拧al臈 prekyba su JAV ir Kinija bei JAV ir Kinijos tarpusavio prekybos rodikliai. Tyrimui naudojami 2000鈥�2023 m. metiniai duomenys. Darbe taikoma mokslin臈s literat奴ros analiz臈, grafin臈 analiz臈, koreliacin臈 analiz臈, paprastoji tiesin臈 regresija ir daugialyp臈 regresija. Metodologija taikoma kiekvienai pasirinktai 拧aliai atskirai, siekiant 寞vertinti, per kokius veiksnius JAV ir Kinijos prekybos santyki懦 poveikis atsispindi Azijos ekonomikose. Darb膮 sudaro 6 dalys: 寞vadas, literat奴ros analiz臈, metodologija, empirinis tyrimas, i拧vados, literat奴ros s膮ra拧as. Darbo apimtis - 74 p. teksto be pried懦, 8 iliustracijos 8 lentel臈s, 84 bibliografiniai 拧altiniai. Atskirai pridedami 49 darbo priedai.

This Bachelor鈥檚 thesis examines the impact of the U.S-China trade relationship on selected Asian economies. The thesis discusses the importance of the U.S-China trade relationship for global trade, the integration of Asian countries into global value chains, and differences in the trade structures of South Korea, Japan, Singapore and Vietnam. The main factors used to evaluate the impact on export performance are analysed: exports, imports, GDP, exchange rates, bilateral trade with the U.S and China, and U.S-China bilateral trade indicators. The research uses annual data for the period 2000鈥�2023. The thesis applies scientific literature analysis, graphical analysis, correlation analysis, simple linear regression and multiple regression analysis. The methodology is applied separately to each selected country in order to evaluate through which factors the impact of the U.S.鈥揅hina trade relationship is reflected in Asian economies. The thesis consists of 6 parts: introduction, literature analysis, methodology, empirical research, conclusions and literature list. The volume of the thesis is 74 pages of text without annexes, 8 figures, 8 tables and 84 bibliographical sources. 49 annexes are attached separately.

艩iame magistro darbe analizuojama, kaip skaitmenini懦 technologij懦 taikymas veikia verslo pl臈tr膮 mok臈jim懦 ir prekybos sandori懦 suderinimo procesuose skaitmenin臈s ekonomikos s膮lygomis. Teorin臈je darbo dalyje nagrin臈jama skaitmenin臈s ekonomikos samprata, skaitmenini懦 technologij懦 vaidmuo verslo pl臈troje, mok臈jim懦 sistem懦 transformacija ir prekybos sandori懦 suderinimo reik拧m臈 finans懦 infrastrukt奴ros procesuose. Empirin臈je dalyje parengta verslo pl臈tros mok臈jim懦 ir prekybos sandori懦 suderinimo procesuose analiz臈s metodika, pagr寞sta koreliacine ir daugybine regresine analize bei laiko eilu膷i懦 vertinimu. Tyrimas atliktas naudojant oficialius statistinius duomenis, apiman膷ius skaitmenini懦 technologij懦 pl臈tros, mok臈jim懦 apim膷i懦 ir prekybos sandori懦 suderinimo rodiklius. Gauti rezultatai parod臈, kad skaitmenini懦 technologij懦 taikymas teigiamai prisideda prie verslo pl臈tros, ta膷iau 拧is poveikis skirtinguose procesuose pasirei拧kia nevienodai ir da啪nai turi laiko v臈lavimo efekt膮. Darbo i拧vados atskleid啪ia, kad skaitmenin臈 ekonomika sudaro prielaidas verslo pl臈trai tik toms organizacijoms, kurios geba nuosekliai integruoti skaitmenines technologijas 寞 mok臈jim懦 ir po sandorinius procesus.

This master鈥檚 thesis analyses the impact of digital technologies on business development in payment and trade matching processes under the conditions of the digital economy. The theoretical part examines the concept of the digital economy, the role of digital technologies in business development, the transformation of payment systems, and the importance of trade matching within financial infrastructure processes. The empirical part develops a methodological framework based on correlation analysis, multiple regression, and time-series methods, using official statistical data on digital technology development, payment volumes, and trade matching indicators. The results show that digital technologies positively contribute to business development; however, their impact differs across processes and often exhibits a time-lag effect. The findings indicate that the digital economy creates favorable conditions for business development only when digital technologies are consistently integrated into payment and post-trade processes.

Baigiamajame bakalauro darbe nagrin臈jami pajam懦 nelygyb臋 Lietuvoje lemiantys veiksniai. Aptariamos pagrindin臈s pajam懦 nelygyb臈s prie啪astys ir 辫补蝉别办尘臈蝉. Sudaryta pajam懦 nelygyb臈s veiksni懦 tyrimo metodologija. Empirin臈je dalyje analizuojami 2005鈥�2025 m. Lietuvos statistiniai duomenys. Tyrimui taikoma apra拧omoji statistika, koreliacin臈 analiz臈 ir daugianar臈 regresin臈 analiz臈. Nustatyta, kad galutiniame modelyje statisti拧kai reik拧mingi buvo keturi rodikliai: dirban膷i懦j懦, patirian膷i懦 skurdo rizik膮, dalis, ilgalaikio nedarbo lygis, mokestin臈s pajamos ir galutinio vartojimo i拧laidos. Remiantis tyrimo rezultatais, pateikiamos rekomendacijos praktiniam taikymui. Darb膮 sudaro 3 dalys: pajam懦 nelygyb臈s formavimosi teorini懦 aspekt懦 analiz臈, pajam懦 nelygyb臋 lemian膷i懦 veiksni懦 tyrimo metodologija, pajam懦 nelygyb臋 lemian膷i懦 veiksni懦 empirinis vertinimas Lietuvoje, i拧vados, rekomendacijos ir si奴lymai, literat奴ros s膮ra拧as. Darbo apimtis 鈥� 55 p. teksto be pried懦, 4 iliustracijos, 10 lentel臈s, 54 bibliografiniai 拧altiniai. Atskirai pridedamas darbo priedas.

The bachelor鈥檚 thesis examines the factors affecting income inequality in Lithuania. The main causes and consequences of income inequality are discussed. A methodology for examining the factors affecting income inequality is developed. The empirical part analyses Lithuanian statistical data for the period of 2005鈥�2025. Descriptive statistics, correlation analysis and multiple regression analysis are applied in the study. It was found that four indicators were statistically significant in the final model: the share of employed persons at risk of poverty, the long-term unemployment rate, tax revenue and final consumption expenditure. Based on the research results, recommendations for practical application are provided. Structure: introduction, theoretical aspects of the formation of income inequality, research methodology of the factors affecting income inequality, empirical assessment of the factors affecting income inequality in Lithuania, conclusions, recommendations and suggestions, list of references. Thesis consists of: 55 p. text without appendixes, 4 pictures, 10 tables, 54 bibliographical entries. Appendix included.

Baigiamajame magistro darbe siekiama teori拧kai pagr寞sti ir empiri拧kai 寞vertinti Europos S膮jungos nam懦 奴ki懦 vartojimo i拧laid懦 ir pajam懦 nelygyb臈s s膮sajas bei poky膷ius. Pirmoje darbo dalyje atskleid啪iami nam懦 奴ki懦 vartojimo i拧laid懦, pajam懦 ir j懦 nelygyb臈s teoriniai aspektai ekonomikos teorij懦 plotm臈je, i拧ry拧kinant 拧i懦 i拧laid懦 strukt奴r膮, pajam懦 寞vairov臋 bei nelygyb臈s prie啪astis ir pasekmes. Antroje dalyje suformuojant tyrimo model寞, pagr寞sta nam懦 奴ki懦 vartojimo i拧laid懦 ir pajam懦 nelygyb臈s bei j懦 priklausomyb臈s 拧alyse vertinimo metodika. Tre膷ioje darbo dalyje atliktas nam懦 奴ki懦 vartojimo i拧laid懦 ir pajam懦 nelygyb臈s empirinis tyrimas Europos S膮jungoje ir atskiruose 拧ali懦 klasteriuose, palyginant kaip rodikliai skiriasi bei koreliuoja 拧alyse ir regione. Atlikus empirin寞 tyrim膮 yr邪 pateikiamos baigiamojo darbo i拧vados ir pasi奴lymai. Darb膮 sudaro 6 dalys: 寞vadas, teorin臈 dalis, metodin臈 dalis, praktin臈 dalis, i拧vados ir si奴lymai, literat奴ros s膮ra拧as. Darbo apimtis - 107 p. teksto be pried懦, 16 iliustr.,18 lent., 108 bibliografiniai 拧altiniai. Atskirai pridedami 2 darbo priedai.

The aim of the Master鈥檚 thesis is to theoretically substantiate and empirically assess the relationships and changes between household consumption expenditure and income inequality in the European Union. The first part of the thesis presents the theoretical aspects of household consumption expenditure, income, and their inequality within the framework of economic theories, highlighting the structure of expenditures, income diversity, as well as the causes and consequences of inequality. The second part develops the research model and substantiates the methodology for assessing household consumption expenditure and income inequality and their interdependence across countries. The third part presents an empirical analysis of household consumption expenditure and income inequality in the European Union and in individual country clusters, comparing differences and correlations of indicators across countries and the region. Based on the empirical research, the conclusions and recommendations of the thesis are provided. The thesis consists of six parts: introduction, theoretical part, methodological part, practical part, conclusions and recommendations, and references. The volume of the thesis is 107 pages of text excluding appendices, including 16 figures, 18 tables, and 108 bibliographic sources. Two appendices are included separately.